Appraisal services for Farmersville and Collin County homeowners

Check out the top seven reasons TX homeowners use 1st Appraisal Choice:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To cut a mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a TX divorce, when property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Collin county or TX

Need help deciding the price of your home in or near Farmersville, TX?
Contact 1st Appraisal Choice.

At 1st Appraisal Choice, we understand the special needs of a consumer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

PMI Removal Appraisals

A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At 1st Appraisal Choice, we're seasoned in helping people just like you dismiss unneeded and unwanted PMI insurance.

Challenging Collin county's assessment of your property

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. A professional appraisal from 1st Appraisal Choice is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your home is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. 1st Appraisal Choice can provide you with efficient appraisal that will help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from 1st Appraisal Choice can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? 1st Appraisal Choice can We can assist you. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.